I am trying to think of a reward for an incentive to reward myself for paying off two credit cards and cancelling them too!!
Also trying to set date for reward – should i wait till sears card is down lower or do it just for other two cards only!!
Ideas i came up with:
Getting nails done
Going jewellery shopping
Going clothes shopping
Going craft supply shopping
Can anyone think of other ideas?
Melonie's Poetic Life 
Visit somewhere interesting & free. Make something as a display of your accomplishment
Re-fashion a piece of clothing/jewelry. Invite friends round for wine & a movie.
Great idea – could visit Timmins very small museum!!!
You don’t need to buy anything….
It sounds like you’ve got it covered with a great plan!
I am just trying to decide when i should set reward
Once two cards are done or wait till sears is down or at zero
I think small rewards for all the hard work of payoff is best to keep momentum going. I’d reward myself for getting the sears to zero. A small one anyway and continue working on the second card with another reward at the end of that one.
I’ve cut up a few cards in my time and though it’s scary and seems like you’re cutting off a lifeline but it is soooooo liberating! Reward will motivate.